Uninsured Motorist Accidents Lawyer | Auto Accident Attorney

Uninsured Motorist Accidents

Car Accident Attorneys

It is illegal to drive in Wisconsin without the state’s minimum car insurance coverage. If you are struck by an uninsured motorist and injured, not only do you need to call the police to notify them of the illegal activity, you should also call a personal injury law firm. You can come to Casey Law Offices, S.C. and speak with our car accident lawyers about your claim for free. We have over 30 years of experience in legal and trial experience and only accept payment for our services if we win you a settlement or verdict.

What sets our car accident team apart?

  • Decades of trial-tested experience in your corner
  • Selected to the Nation’s Top 1% by the National Association of Distinguished Counsel
  • Named in the National Trial Lawyers Top 100 Trial Lawyers
  • Millions recovered for our clients in past cases

Minimum Insurance Requirements in Wisconsin

The minimum insurance requirements are in place to ensure that there is the possibility of some repayment after liability is established in a car accident. Driving with coverage that does not meet these minimums, or with none at all, is a crime. These requirements include liability coverage for bodily injury and property damage, which are essential to protect both drivers and victims in the event of an accident. Without proper insurance, drivers not only face legal penalties but also leave themselves financially vulnerable. It’s important to understand that even with these minimum requirements, the coverage may not be sufficient to fully cover all damages in a serious accident.

Wisconsin uses a 25/50/10 insurance system, which means:

  • $25,000 is required for injury or death per person
  • $50,000 is required for multiple injured persons
  • $10,000 is required for property damage

Uninsured drivers will not have any sort of coverage, and so a car accident claim cannot be filed against their insurance company. This does not mean that there is no way for an injured party to collect compensation. A personal injury lawsuit can still be filed directly against the negligent driver. Do not assume the liable party cannot afford to repay you just because they did not have car insurance; speak to your personal injury attorney about what to do before you sign any sort of unofficial statement or settlement.

Wisconsin Hit and Run Laws

If you are hit by a reckless driver or drunk driver who then flees the scene before you can get their insurance or personal identification, you have been in a hit-and-run accident. Wisconsin law considers a hit-and-run driver to be an uninsured driver since they essentially have no insurance by leaving right away. If you have uninsured motorist insurance as part of your policy, you should be able to receive fair recoveries from your own insurance provider.

In the event of a hit-and-run, try to remember:

  • Contact the police at once
  • A general description of the driver
  • The direction it was heading before and after the crash
  • Make, model, color, and condition of the vehicle

With any luck, the police will be able to catch the hit-and-run driver. If a hit and run driver is caught, they can be charged with a misdemeanor, are subject to fines, and could even face jail time. Additionally, if they are caught, it will strengthen your claim but it will not create your claim. You are still responsible for seeking compensation on your own through a civil claim.

Compensation for Injured Motorists

After an accident involving an uninsured or underinsured driver, securing the compensation you need is crucial for your recovery and financial stability. Our personal injury lawyers can help you effectively communicate the nature of your case to ensure you receive the full compensation you deserve. This includes not only tangible costs like medical bills and lost wages but also non-economic damages such as pain and suffering.

Our firm can help you recover damages including:

  • Initial medical bills
  • Pain and suffering
  • Missed work
  • Reduced income potential
  • Reduced quality of life
  • Therapy and rehabilitation costs

Hit by an Uninsured or Underinsured Driver? Call Us!

Uninsured motorist accidents can lead to litigation that feels considerably more stressful than the typical car accident claim. Sometimes it might not even be clear against whom you should bring your lawsuit. Delays in seeking legal advice can negatively affect your claim. For example, failure to promptly document the accident and gather necessary evidence can be used by the insurance adjuster or opposing attorney to undermine the severity of your injuries and the validity of your claim.

The personal injury claims process is full of pitfalls and potential setbacks. At Casey Law Offices, S.C, we can help you understand the nature of your case as well as what you may expect in the time ahead.

Start your case as soon as possible. Contact our office by calling (414) 272-5564 today!

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